A cash-loan app for the Philippines

Extra cash,
on clear terms.

Navo Credit is a cash-loan app for Filipino adults. Apply on your phone, review your loan amount, fees, and repayment schedule — and only then decide.

How it works

Three steps between you and a clear offer.

Submit your details, verify your identity, and review your offer before accepting any loan. Every term is on one screen.

In the app

Your amount, after review

Your available loan amount is shown in the app after we review your application. It depends on eligibility, account checks, and successful verification.

Before you accept

The cost, in front of you

Loan amount, service fees, and repayment date are displayed before you confirm. Nothing is final until you accept the offer in the app.

Share your details

Mobile number, personal information, and account details — submitted securely from your phone.

Confirm your identity

A quick KYC check with a valid ID protects your account and blocks unauthorized applications.

Get your decision

If approved, review the final offer and repayment schedule in the app — then choose.

The company

A lender you can look up.

Navo Credit is operated by Inclusive Nova Lending Inc., a Philippine lending company. Check who you are dealing with before you apply — that is what these pages are for.

Registration

Who runs Navo Credit

Navo Credit is operated by Inclusive Nova Lending Inc., registered in the Philippines under Company Registration No. CS201909931. Registration details, service scope, and support channels are listed on the company page.

View company details
Your rights

How your data is protected

What we collect, why we collect it, who we may share it with, and how to reach us about your rights under the Data Privacy Act.

Read the privacy policy